PRIVACY POLICY

Your privacy is important to DRB Financial Solutions and its affiliated companies (hereinafter collectively referred to as “we,” “us,” “our” or “DRB Financial Solutions”). Because your privacy is our concern, we have developed this Privacy Policy to inform you about DRB Financial Solutions’s privacy practices. This Privacy Policy covers how we collect, use, disclose, transfer, and store your information. The examples in this Privacy Policy are illustrative only and are not intended to be exhaustive.

INFORMATION COLLECTED
We use the term “Personal Information” to mean any information that could reasonably be used to identify you, including your name, address, telephone number(s), driver’s license number, occupation, date of birth, social security number, personal or business tax identification numbers, insurance or annuity policy information, legal information (such as judgment, liens, bankruptcies, etc.), credit history, reports from the American Legal Finance Association or the National Association of Settlement Purchasers; and medical information (such as your health status and treatment history). The information we obtain depends on the context of your interactions with us. We may obtain such information directly from you on our website (the “Site”) or by telephone, and/or from applications, contracts, documents and forms you complete or sign. We may obtain additional information about you or, with your authorization, about others who may have an interest in your insurance or annuity policy, from your insurance or annuity company, insurance producer, health care providers, creditors, credit reporting agencies, and from your representatives or advisors. We may also obtain information about you from public records and, with your authorization, from other persons.

We use the term “Anonymous Information” to mean any information that does not identify you, and may include, for example, aggregated demographic information and statistical information concerning how you and other visitors use our website (the “Site”).

USE OF PERSONAL INFORMATION
We use the Personal Information you provide for purposes of the transactions or information that you request. As permitted by law, or as authorized by you, we may share your Personal Information with affiliated and non-affiliated companies that provide services related to information or transactions you request, under the following additional circumstances: (i) for us to establish or exercise our legal rights or to defend against legal claims; (ii) in connection with a proposed or actual sale, merger, transfer, exchange or consolidation of DRB Financial Solutions, an affiliated company or any portion thereof; (iii) to secure or obtain services and/or advice from our attorneys, accountants and auditors; and (iv) to permit our affiliates to contact you about products or services. We may also disclose your Personal Information to others for other purposes, with your authorization or otherwise as required or permitted by law.

Maintaining the accuracy of your information is a shared responsibility. We maintain the integrity of the information you provide us and will update your records when you notify us of a change. Please contact us at the address or phone number listed below when information concerning you changes.

USE OF ANONYMOUS INFORMATION
We may share Anonymous Information with our partners and resources.

FORMER CONTACTS OR INQUIRIES
We treat information obtained from past contacts and inquiries in the same manner we treat information that we obtain through current or future contacts or inquiries.

CONFIDENTIALITY AND SECURITY
We restrict access to your Personal Information to our employees who need this information in connection with your current or future transaction(s) or to provide you information that you may request from us. We maintain electronic, procedural, and physical safeguards to guard your nonpublic information. We take precautions to protect your information, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While the computers/servers in which we store your Personal Information are kept in a secure environment, we cannot guarantee absolute security.

UPDATES TO OUR PRIVACY POLICY
We reserve the right to change this privacy policy at any time. If our information practices change, we will post the changed policy to our website. These privacy principles do not constitute a contract, create legal rights, or supersede any preexisting agreements with clients.

“COOKIES”
We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

LINKING
Our Site may contain links to other affiliated websites. Because we do not control the content of websites linking to or from our Site, we are not responsible nor can we make representations regarding the content of those websites or their individual privacy policies. We encourage you to read the privacy policies of any website that links to or from our Site that collects personally identifiable information.

*NOTICE TO CALIFORNIA RESIDENTS
DRB Financial Solutions collects information that you provide to us or that we learn about you from your use of our websites or transacting with us, as described in this Privacy Policy. Under California law, once a year, California residents who interact with DRB Financial Solutions may request certain information about our disclosure of your personal information to unaffiliated third parties for direct marketing purposes. DRB Financial Solutions does not disclose any personal information to unaffiliated third parties for these purposes. You may also request that we correct, amend, or delete information about yourself. To request your personal information under California Law or to request that we delete or correct your data, please contact us via the following methods, using “California Privacy Rights” as the heading, by writing to the following address: DRB Financial Solutions, ATTN: Privacy, 1625 S. Congress Ave. Suite 200, Delray Beach FL 33445.

*NOTICE TO NEVADA RESIDENTS
We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by contacting us. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number- 702.486.3132; email: BCPINFO@ag.state.nv.us.

*NOTICE TO VERMONT RESIDENTS
In accordance with Vermont law, we will not share information we collect about Vermont residents with companies that are not affiliated to us for the purpose of direct marketing, except with your consent or as permitted by law, such as is necessary to service, audit or fund your transactions. We might share your name and contact information with third parties that assist us in our direct marketing efforts.

*NOTICE TO EUROPEAN UNION RESIDENTS
At this time, DRB Financial Solutions does not conduct business with residents of the European Union (“EU”) and, therefore, does not intend to collect Personal Information of residents of the EU. If you are a resident of the EU, DO NOT USE THE SITE. In the event DRB Financial Solutions inadvertently collects and/or processes Personal Information of EU residents, please note that DRB Financial Solutions processes Personal Information both as a Processor and as a Controller, as those terms apply under the General Data Protective Regulation (“GDPR”) of the EU. If you are a resident of the EU and we have inadvertently collected your Personal Information, you have the right to access the information we have on you, and to ask that we correct or delete the data. If requested by you, we will send you a copy of your Personal Information electronically. IF YOU DO NOT AGREE TO THE USE OF COOKIES, PLEASE CONTACT US. This notice is effective May 25, 2018.

CONTACT INFORMATION

If you have any request or questions concerning our Privacy Policy, please call 1-800-717-1000 or write to us at:

DRB Financial Solutions
1625 South Congress Avenue, Suite 200
Delray Beach, Florida 33445

EMAIL: careers@drbmail.com

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If you are a resident of the European Union, DO NOT USE THIS SITE.

DRB is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, national origin, veteran or disability status. Please note, benefits may change.

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